Unfortunately we know very little about east coast realty. We're specialists in beachside realty in WA. We have a number of simple rules and criteria which work well for us, but _one_ of these is that if we see an _outstanding_ purchase, we don't worry so much about timing. Because we have 'time in the market' it's less of an issue for us. My wife enjoys designing impressive homes within very strict budgets, so I find myself learning a lot of new trade skills... We also walk extensively, with a camera, later analysing every location closely. The current downturn means recent purchases more than compensate us for the rare mistimed purchase. Won't bore you with the most recent example, but a shocked friend yelled: "You stole it!" So the property plateau has worked well for us, too... !

We move from Sydney to Brisbane we own a house in Sydney
And looking to buy near the fairy around Hawthorne 6 ks out of cbd

Or maybe west end 2ks cbd

The price we are looking at is around $150 000 per 100 M2

We like to pay $100 000 per 100 meter squared

Maybe over time $125 000

We are still renting, timing is hard but must be patient

If I could get a fixed 6% for five years with no fees (I pay no fees now, but get a lot of services such as Visa Platinum thrown in free) I'd switch today, for five years fixed. I'm waiting for the next RBA decision to see which way to go... and when. I'll use the three-week grace period (if/when the RBA moves to raise rates, to promote confidence) to insulate myself from that first rate rise.

In over thirty years investing, I've watched rates rise and fall; rise and fall. Much is said of Japan's stagflation... that property values plateaued. It's true. But zero interest rates have allowed property owners great returns on rent for nearly two decades now. I'm not greedy... I'm happy with around 7% after-tax... and have significant super to a.) pay out all debt; b.) buy more property should a major crash occur. I expect minimal capital gain, although three of my properties are still worth 2 - 3 times what I paid for them five years ago... .

And what are your reasons based on rising interest and how far ahead in future years can you see from where you stand now?

In asking all that it is hard for me for the next 5 years to see interest rates rise beyond 5.5% no matter how much inflation rises. Based on election timming.

That’s why I ask all these question of you so I can get an understanding of the whole concept.
Thanks
If you do answer please don’t use too many big words